View Full Version : Do you save or spend?
24th Mar 2012, 12:00 PM
I prefer saving, because I like to save money =)
My money is on deposit and I'm not taking out the money =)
I'm saving it =)
24th Mar 2012, 02:57 PM
Right now I'm kind of broke, so I'm having to spend what I've got for groceries. When I have a steady source of income and am making enough to cover my needs, I'll often buy something relatively inexpensive that's frivolous and then save the rest.
24th Mar 2012, 04:06 PM
I'm a tightwad, so I never spend money! :lol:
I never throw anything away, either. I have a 23 year old car and a TV that was built in the early 90s. I thought about it for 8 years before I built myself a new computer!
However, I appear to have no money in my bank account, so I suspect that someone else in my family is spending it all somehow.
24th Mar 2012, 04:32 PM
Saving. Or the correct phrase is "Learning to save". :lol:
24th Mar 2012, 05:30 PM
I am in the fortunate position, due to my job, of being able to do both. A bit like SimSample though, I don't really spend that much. Lucky me.
25th Mar 2012, 12:34 PM
I spend and save, it just depends on whether or not I need something or how badly I want something.
Usually what I don't spend before the next payday goes straight into savings anyway - sometimes I spend it all, sometimes there's plenty to add it just depends on what happens.
Having savings is always a good idea - you never know when you may need it to get out of trouble. I usually have a cushion of a few thousand tucked away for those ohhh damn moments. Except for now as I just spent all my money on holiday on a few of those oh damn moments and am now waiting for the travel insurance to pay out... so glad I got that insurance! ^.^
Anyway, usually I spend more then save - but I'm working hard to break the habit as I want to save now so I can finally get a place of my own.
25th Mar 2012, 03:13 PM
Somewhere between spend and save.
25th Mar 2012, 04:38 PM
It depends. I've been saving like crazy for almost a month because I NEED to buy theHELL and Matt Skiba & The Sekret's new albums or I will DIE.
Though usually I end up spending my money on an Alkaline Trio CD I already own.
Hammerhead Eagle i-Thrust
29th Mar 2012, 04:42 AM
Spend. I'll save when I'm old :P
12th Apr 2012, 06:32 AM
I'm a very avid saver. I started saving for my car when I was nine. I convinced my dad to pay half, therefore I was able to pay 100% in full CASH for it. Now I'm saving for my future home after I finish college. I buy everything on sale/clearance, if it's not on either I generally don't buy it.
12th Apr 2012, 06:53 AM
I'm a professional spender.
12th Apr 2012, 07:34 AM
I'm a saver and have always been. It's nice to have money tucked away. I might go on a spending spree once or twice a year, you never know if you will need that money for an emergency.
12th Apr 2012, 01:06 PM
Uhhh... define "save". :giggler:
12th Apr 2012, 01:12 PM
Spend, I'm a smoker :|
12th Apr 2012, 03:19 PM
I save... like a lot. Of course, I got so excited about being able to do an online comic that I pretty much blew most of it on a drawing tablet. I'm just glad that I'm not the one paying the bills.
13th Apr 2012, 12:45 AM
Spend, I'm a smoker :|
quit smoking please =)
13th Apr 2012, 01:00 AM
Inherently, I'm a spender though a penny pincher in a lot of ways. I'll shop around for the best deals, wait for sales and even talk myself out of purchases if I don't think they're good bargains. But, around the holidays that all goes out the window and I tend to be more impulsive.
Lately though, outside of necessary purchases, I'm all about saving. Wanting to buy a house puts a huge kink in my spending desires.
13th Apr 2012, 10:59 PM
I try to save as much as I can since I don't have a job, due to a disability. Most of my money goes to groceries and necessities for me and my husband. I only recently started buying "me" stuff. Right now I've only got just under $3000 in my bank account, I'm trying to save up for a car/apartment so we can move out of his parent's house. >w<
I WAS saving up before I turned 18, I thought. But I found out last year that my mom had been taking the child support check that was meant to go to my bank account, and was spending it on herself.
I take after my mom though, she always tries to save (her) money when she can by using coupons, buying stuff on sale, and shopping at thrift stores. One time the grocery bill was $800, and she ended up paying only $300 after coupons.
Though it takes everything in me not to buy everything I see when shopping. x3
14th Apr 2012, 01:26 AM
I try to save, but if I see something I want I'll usually buy it.
14th Apr 2012, 06:37 AM
I save my money more than I spend it, I have been saving my money for the last 3 years now, I usually just get money for Christmas instead of presents, because I prefer money, because with money you can buy whatever it is you want now or later, so I've just been saving it. When I see something that I really want to buy, I resist the urge to buy it, even though doing that can be a difficult thing to do, I have to keep a strong conscious and say no, no, I'll buy it another day, or "You don't need it, save your money" I say to myself or think.
14th Apr 2012, 07:15 AM
I spend about $5 a week on hiring out movies, but other than that I like to save. Although it's a bit difficult when your mother borrows money off you each week for tobacco. >.>
16th Apr 2012, 12:25 AM
Spend spend spend.
I used to be real good with money but recently I've been spending so much and I don't even know where it goes.
But I've started being careful again now. I love saving and I never spend any of what I save either. So hopefully I'll notice the change soon :D
16th Apr 2012, 03:06 AM
I like to think of myself as a bit of both, but mostly a saver.
Currently my fiance and I are saving up for a house and hopefully will have our down payment ready by September when our apartment lease is up.
A lot of what we actually spend goes towards rent, groceries, and gas.
But we just recently splurged on a vacation back to my hometown to visit family.
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